FantasticFinance

Sunday, 17 September 2023

MCQ HOME LOAN

Finance is as dynamic as life and demography and it requires continuous upgradation and research is a field which keeps a livewire in this industry. Here is another paper by me to help the aspirants of finance officer and its completely free and i hold its copyright you can share this paper to others for free but if you try to sell it then it will be against my consent. Anyone who wants to get trained about the different dimensions of finance like - credit analysis, financial analysis, fixed income securities etc. can email me at mohit00sb@gmail.com keep in my touch to get updates on different aspects of finance. My LinkedIn - https://www.linkedin.com/in/mohit-pandey-b9254434/ My blog - https://fanfin84.blogspot.com/2023/08/mcq-paper-credit-

Monday, 4 September 2023

Monday, 21 August 2023

MCQ paper Credit officer/credit analyst

Finance is as dynamic as life and demography and it requires continuous upgradation and research is a field which keeps a livewire in this industry. Here is another paper by me to help the aspirants of credit officer and its completely free and i hold its copyright you can share this paper to others for free but if you try to sell it then it will be against my consent. Anyone who wants to get trained about the different dimensions of finance like - credit analysis, financial analysis, fixed income securities etc. can email me at mohit00sb@gmail.com keep in my touch to get updates on different aspects of finance. Regards Mohit Pandey Linkedin - https://www.linkedin.com/in/mohit-pandey-b9254434/ #creditofficer #creditmanagement #financeofficer #loanofficer

Alternative Investment Tools - Invoice Discounting

Alternative Investment – Invoice Discounting (Introduction) – When it comes to alternative investment the first flashes in our minds are metals, commodities etc. but this concept I think is old and broad. Investment is much older than modern traditional investments in stock markets and its other dimensions. Metals and commodities are the most popular modes of alternative investment but they are not the only options. There are alternatives to traditional and popular forms of alternative investment and if done with proper analysis it is much safer and ensures higher guaranteed returns and that too in short term and midterm (in some cases for long term also). Now what is Invoice discounting? For example, Mr. X runs a glass bottle manufacturing business in the domestic market of his city and one day a representative from Pepsi paid a visit to him. He asked him to supply 10,00,000 bottles for Pepsi after 3 months but he refused to pay any advance money. To validate this contract on monetary terms he agreed to issue an invoice of complete payment on delivery of consignment after 3 months. Mr. X made the following financial analysis of this contract – Selling price or money he is receiving on every bottle – 5 Cost if manufacturing every bottle – 3.5 Net profit per bottle – 5-3.5 = 1.5 rupee Overall profit on consignment – 1.5 * 1000000 = 1,500,000 INR (Indian National Rupees) But Mr. X required money right now for material, labor etc. to complete this order and since this order is big and he is a small manufacturer with low credit history he has no traditional mode of financing available up his sleeve like – Banks, NBFCs etc. Then he went to Mr. Y who is a domestic level financer who finances small and medium level unorganized business men. Mr. X offers him to take the invoice of rupees 5,000,000 from him right now and provide him 4,500,000 cash instantly and cash the invoice after 3 months. After analysing the below mentioned attributes – · Pepsi being a big company holds substantial creditworthiness in the market. · The past track record of on time and quality delivery of bottles by Mr.X in the market. · Other legal aspects related to the invoice. Mr. Y accepts the invoice and provides Mr. X with the desired money. When Mr. Y utilized the invoice on completion of time, he received the full amount and his return of investment war – 500000/4500000 = 0.11% in one quarter. This is how the invoice discounting works. In my other posts I will elaborate the analysis of invoice discounting and the parameters on which the decision of acceptance or rejection of invoice depends. If someone wants to take my online training classes for CFA/MBA-Finance or a special training course on financial/economic/market research and analysis can email me on mohitfin6@gmail.com. Self-created and own work of Mohit Pandey #alternativeinvestments #creditmanagement #creditrisk #creditratings #credit #financing #invoicediscounting #invoicemanagement #financialanalysis #creditanalysis #creditanalyst Mylinkedin profile - https://www.linkedin.com/in/mohit-pandey-b9254434/

Sunday, 25 September 2016

GDP or Gross Domestic product is gross production of any economy represented in monetary terms. I t is collective earning of an economy and the first denominator of econometric analysis models.

Take a simple example suppose X is a big business man and he has variety of business and he does job also.

The list of his earning sources are mentioned below.

Hotel
Agricultural Land
Job
Medical Shop
Petrol Pump

Attributes	Annual Earnings	% share	Rank as per Gross earnings
Hotel	600000	0.12	3
Agriculture	1500000	0.3	1
Job	400000	0.08	4
Medical Shop	1000000	0.2	2
Petrol Pump	1500000	0.3	1
Gross Income	5000000	1

Percentage Share Formulae =

Hotel/Gross Earnings
Agriculture/ Gross Earnings
Medical Shop/ Gross Earnings
Petrol Pump/ Gross Earnings

Note – Agriculture and Petrol Pump earnings accounts for highest share of Gross income

Job earnings are lowest

Likewise GDP is gross earnings of different segment of an economy and above mentioned example is the most basic economic model.

The above model doesn’t reflect the true picture as only income is considered and other variables like expenses, taxes etc. as to be taken under consideration about which I will tell you in my future posts.

Facebook Profile –

https://www.facebook.com/profile.php?id=100000587002949

Facebook official fan page –

https://www.facebook.com/mm084?ref=aymt_homepage_panel

Twitter Profile - https://twitter.com/mohitpandey1984

Official Blog - http://mm084.blogspot.in/

Instagram - https://instagram.com/mohit00084/

Wikipedia - https://en.wikipedia.org/wiki/User:Mohit8957

My works –

A Tale Of Ten Candles –

Facebook Link - https://www.facebook.com/A-Tale-Of-Ten-Candles-660646217335128/timeline/

Blog - http://attc084.blogspot.in/

Amazon - http://www.amazon.in/Tale-Of-Ten-Candles-Legends-ebook/dp/B00RZKRVV4

Amazing Astrology –

Facebook Link - https://www.facebook.com/aa084?fref=ts

Amazon - http://www.amazon.in/Vipreet-Rajyoga-Unleashed-Amazing-Astrology-ebook/dp/B015M1SNC8

Blog - http://aa084.blogspot.in/

Beyond Lights – The Darkness Knocks

Facebook Link - https://www.facebook.com/beyondlightsthedarkness?fref=ts

Blog - http://bltdk.blogspot.in/

Amazon - http://www.amazon.in/Beyond-Lights-The-Darkness-Knocks-ebook/dp/B00IPJR2HW

Beyond Lights – Shadows Of The Darkness

Facebook Link - https://www.facebook.com/Beyond-Lights-Shadows-Of-The-Darkness-631739473572697/timeline/

Blog - http://sotd084.blogspot.in/

Amazon - http://www.amazon.in/Shadows-Darkness-Beyond-Lights-Book-ebook/dp/B00J0FEIUE

Fantastic Finance –

Facebook Link – https://www.facebook.com/fantasticfin?fref=ts

Blog - http://fanfin84.blogspot.in/

Amazon - http://www.amazon.in/Fantastic-Finance-Volume-Analysis-Advance-ebook/dp/B00JF5WQEE

Negatives –

Facebook - https://www.facebook.com/Negatives-969362696429406/timeline/

Blog - http://negatives084.blogspot.in/

Favorite Sin Love –

Facebook - https://www.facebook.com/Favourite-Sin-Love-838060722951227/timeline/

Blog - http://fs084.blogspot.in/

Bramhana –

Facebook - https://www.facebook.com/Bramhan-542921149158171/timeline/

Blog - http://b084.blogspot.in/

Wednesday, 14 September 2016

MLM or Multiple Level Marketing will definitely be the future economy in the next millennium as with the expansion of internet and shrinking of physical borders the potential of growth is unlimited.

But always look before you leap.

The success of MLM depends upon the following attributes –

· Legal Status

· Nature of business or tasks

· Skills required

· Multiplication plan

· Services

· Pay outs

· Sustainability

From now on words I will come with analysis of MLMs operating in India and later the MLMs operating in world.

First one in my list is Social Trade its url is socialtrade.biz and unfortunately the level of investment these guys ask for and the kind of payout in relation to the service they give are not corresponding to each other.

They advertise part time work but it is a full time headache only guys who have no other job to do and want to dedicate their whole day should join it.

Services are pathetic and minimum earning which they give is 530 INR and maximum 1060 INR everyday under their balanced investment plan accounts for 57500 INR which anyone can easily earn from free online earning websites while dedicating the same time with little more tasks and with no investments.

My rating on the basis of professional requirements are as below

Rating Variables	Points out of 5	Results
· Legal Status	2/5	No tax disbursement information available so bad
· Nature of business or tasks	4/5	Simple clicks and little complex tasks some times
· Skills required	3/5	Any person with system knowledge can do
· Multiplication plan	2/5	High investment and negative feedbacks in market makes it hard to expand your network
· Services	1/5	Worst considering that it’s a paid platform
· Payouts	3/5	Acceptable
· Sustainability	2/5	Not acceptable
·	17/35	Not recommended as you can earn same money by dedicating same time span without any investment

It is only good for those who have no other important job to do, have excess money, want to earn without complex tasks. For normal person it is a waste.

Note – Author has given this feedback after practically joining and working for the above firm for the minimum duration of 60 days.

Follow me on twitter -

https://twitter.com/mohitpandey1984

Follow me on Instagram - https://www.instagram.com/mohit00084/

Facebook ID - https://www.facebook.com/profile.php?id=100000587002949

Facebook Fan page - https://www.facebook.com/mm084/?ref=bookmarks

Tuesday, 27 October 2015

Please download the Entrepreneur Development notes from the below mention link by copy paste it in address bar
http://www.mediafire.com/view/sc222uggw6c69bs/ed_notes.pdf

My web links –